SDI

Firm Presentation

In Cooperation with

Sports Disability Insurance

A key goal of risk management is of course protecting against the unthinkable and catastrophic. What if a concert series is planned and the primary act's main singer dies in a car accident? What happens if a football team loses a key athlete while he is training?

Both examples illustrate a huge potential for financial loss. Such a loss might preclude a business from delivering on its promises and fulfilling its agreements.

The world of sport is an emotive and passionate pastime for most of us. However, in the elite world of professional sport, the necessity for appropriate insurance coverage cannot be underestimated given the enormous sums of money involved.

Cover can be arranged for the individual sports person by their management company, on a team basis by the Club proprietors, or even for sponsors or agents where contractual arrangements exists.

What is Sports Disability Insurance?
Sports Disability Insurance is a specialist area of the Accident & Health market where coverage is designed to offer the sports person or insuring principal protection against the inability of the sports person to continue participating in their sport, whether for a short period of disability of permanently.

Typically cover is offered for the following benefits:

Accidental Death
Career ending disability (Permanent Total Disablement*)
Temporary Total Disablement (*In certain territories a continental scale of benefits can be provided)

Terms can be provided with the provision of:

Sports Person(s)/ team details including date of birth and professional sport
Sums Insured and benefits required
Details of claims made or circumstances that may have led to a claim being made