100% of refundable expenses within the framework of the maximum rates of the German tariff schedule for physicians and dentists, for:

Out-patient treatment, childbirth:

Medical services.
Drugs and dressings.
Remedies (e.g. medical spas, massages etc.)
   up to 2.5 times the rates of the German tariff
   schedule for physicians.
Medical devices (glasses, bandages etc.).
Glasses frames once during insurance period to
   a maximum of 52 EUR.
Transport to the nearest physician or hospital for
    emergency care in the event of an accident or an
    emergency.

Dental treatment:

Analgesic dental treatment as well as dental
    fillings with plastic material.
Targeted screening examinations for early
   diagnosis of dental, oral, and maxillo-facial
   diseases.

50% of refundable expenses up to a total of 1,000 EUR per year of insurance for:

Dental crowns.
Inlays.
Dental prostheses.
Functional-analytical, functional-therapeutic and
    implantological services.
Orthodontics.

Prosthodontic laboratory work and materials will be refunded up to the reimbursement percentage of the underlying dental services.

In-patient treatment, childbirth:

General hospital services.
Private treatment.
Transport to the nearest hospital by means of
    approved emergency medical services.

Hospital cash plan
In the event of in-patient treatment, reimbursement of refundable expenses or hospital cash plan of 25 EUR per day are alternatively available.

100% of refundable expenses, also exceeding the maximum rates of the German tariff schedule for physicians (with the exception of dental treatment), within the framework of policy terms, for:

Out-patient treatment, childbirth:

Medical services.
Drugs and dressings.
Remedies (e.g. medical spas, massages etc.)
    up to 2.5 times the rates of the German tariff
    schedule for physicians.
Medical devices (glasses, bandages etc.).
Glasses frames once during insurance period to
    a maximum of 103 EUR.
Transport to the nearest physician or hospital for
    emergency care in the event of an accident or
    an emergency.

Dental treatment:

Analgesic dental treatment as well as dental
    fillings with plastic material.
Targeted screening examinations for early
    diagnosis of dental, oral, and maxillo-facial
    diseases.

50% of refundable expenses up to a total of 1,000 EUR per year of insurance for:

Dental crowns.
Inlays.
Dental prostheses.
Functional-analytical, functional-therapeutic and
    implantological services.
Orthodontics.

Prosthodontic laboratory work and materials will be refunded up to the reimbursement percentage of the underlying dental services.

In-patient treatment, childbirth:

General hospital services.
Surcharge for two-bed or one-bed room.
Optional and private treatment.
Transport to the nearest hospital by means of
    approved emergency medical services.

Hospital cash plan
In the event of in-patient treatment, reimbursement of refundable expenses or hospital cash plan of 25 EUR per day are alternatively available.

The attractive super level option:
    If you do not leave Germany you may apply to have your policy converted into a comprehensive health
    insurance policy (until the 19th policy month or until the end of the policy) - without the consequences
    arising from renewed health assessment. Insurance periods from the AS 4 S tariff will be credited.

* Difference between year of birth and year of entry

* Difference between year of birth and year of entry